Play Online Baccarat for Real Money
Long gone are the days when only high rollers could play baccarat in land casinos. Today the game is open to everyone at both land and online casinos and there are versions for every sized budget.
If you are looking to play online baccarat, then here you will find all the resources you need, from the best places to play to game rules, strategies, and more.
- Best Online Baccarat Casinos
- How We Chose Them?
- Types of Baccarat Games
- Live, Website or Mobile?
Best Online Baccarat Casinos
Our Top Rated Casino
- Live Dealer
- Side Bets
- Native Tables
Payout speed: 1 - 5 days
Over 100 virtual and live games with wide betting ranges, exciting side bets, and in-game features make up 22Bet Casino’s absolutely astonishing selection of baccarat. Try Punto Banco or Dragon Tiger and enjoy convenient banking and thrilling bonuses.
- Live Dealer
- Side Bets
- Native Tables
Payout speed: 1 - 5 days
At Melbet, there are games and bonuses to suit all players. An impressive welcome package, VIP cashbacks, free spins, and lottery tickets are just some of the treats at the casino. Baccarat players also enjoy exclusive cashbacks on live tables.
- Live Dealer
- Side Bets
- Native Tables
Payout speed: 1 - 5 days
BetWinner provides a high-class service that allows players to play baccarat titles from the leading gaming developers. There are also some exceptional promotions on offer, which give new players the possibility to boost their bankroll.
How We Rate Online Casinos for Baccarat?
Today there are countless online casinos offering baccarat. However, while the game may not change much from one to the other, no two casinos are quite alike. Furthermore, not all can be trusted.
That is why we have a careful rating procedure for online casinos and we only recommend those that meet the highest standards of customer service and fair play.
Game Quality and Software Developer
There are several developers of online casino games with games not of equal quality. We check that casinos offer baccarat games from the leading developers, ensuring that they have attractive graphics and are user-friendly. We also keep an eye out for extras such as side bets.
|Game||Features||Developer||Bet Limits||Side Bets||Demo|
|Baccarat Pro by NetEnt||
||NetEnt||$0.10 - $1,000||yes||Play demo|
|Baccarat by Pragmatic Play||
||Pragmatic Play||$0.10 - $100||yes||Play demo|
|Mini Baccarat by Play'n GO||
||Play'n GO||$1 - $100||no||Play demo|
|Baccarat by Microgaming||
||Microgaming||$10 - $500||no||Play demo|
Security and Safety
If you are going to play online baccarat for real money, it means that you will have to provide the casino with personal information and deposit money. Therefore, it is critical that casino brands properly protect their players’ personal information. Of course, we will only recommend a brand if we are sure it does so.
Deposits and Withdrawals
Before you can start playing, you will have to deposit money into your casino account, and hopefully, you will later have plenty to withdraw. Therefore, we make sure that casinos offer a wide range of payment methods, such as bank cards, e-wallets, and prepaid cards, which makes this process a lot more convenient for players. You will even find that some brands offer deposits and withdrawals with cryptocurrencies like Bitcoin!
Those who want to play baccarat on the go or simply prefer to play from their smartphone are spoilt for choice. Nearly every online casino has a mobile-compatible website, and very often they have dedicated apps as well. We check each casino’s mobile offering to ensure that it is user-friendly and provides a quality baccarat experience.
From time to time, we all need a bit of help, even when playing at the best online casinos. That is why we check to see what kind of customer support each casino offers. Ideally, we want to see readily available live chat, open daily if not 24/7, as well as email support, an extensive FAQ, and possibly telephone support as well.
Licenses and Compliance
Unfortunately, there are a number of online casinos that are less than honest. The best way to avoid these is by ensuring that the casino you are playing at holds a license from a respectable gambling authority, such as the UKGC or MGA. We check each casino to ensure that it holds a license from at least one such authority.
Very often, the only thing that distinguishes one casino from another is the bonuses on offer. Nearly every casino offers some form of bonus, but some are more generous than others are. We check each casino’s promotions to ensure that they have fair terms and conditions and that they are genuinely beneficial to baccarat players.
|🥇 22bet Casino||🎁 Up to $300|
|🥈 Melbet Casino||🎁 Up to $300|
|🥉 Betwinner Casino||🎁 Up to $300|
Types of Baccarat Games
When you play online baccarat, in nearly every instance, you will be playing a game that is more accurately called Punto Banco. However, there are actually a number of different versions of baccarat, and it is important to understand the differences between them.
Punto Banco (Also Known as North American Baccarat)
Punto Banco is the version of baccarat that people are most familiar with. It simply requires players to bet on which of two positions (Player or Banker) will have a value closer to 9 (or there will be a tie) after all the cards are dealt. There are no further player decisions in the game, making it easy to learn and very fast-paced.
Chemin de Fer
Chemin de Fer is a baccarat game popular in European land casinos. It is played by several players at an oval table, and players take turns at being the banker. The betting rules are more complicated, with the banker setting the limit for each round. Once cards are dealt, assuming the hand is not a natural, both the player and banker can decide whether to draw a third card. The hands are then compared to reveal the winner.
Baccarat en Banque
Baccarat en Banque is another version popular in European land casinos. It is played with a shoe of three decks and the banker remains the same for the entire shoe. There is an elaborate shuffling ritual before the cards are dealt, and a total of three hands are dealt (one Banker hand and two Player hands). The third card rules are the same as Chemin de Fer.
Mini baccarat is essentially a faster version of Punto Banco that is found at both online and live casinos. It primarily takes its name from the fact that it has generally lower betting limits, allowing low rollers to enjoy the game, and from the fact that the player does not pick up the cards, thus speeding up the game. Furthermore, in land casinos, the Mini baccarat tables are often physically smaller than those for the regular game.
Super Pan 9
Super Pan 9 is a game found primarily in Los Angeles County. It uses 8 or 12 decks with the 7s, 8, 9s, and 10s removed. One player is designated the banker. Each player, including the banker, places their bets and then receives three cards. Players may then choose to stand or draw an additional card. The banker’s hand is then revealed and must stand if they have a total of 7, 8 or 9. Players’ hands are then revealed and winning hands are paid out.
No Commission Baccarat (Super 6)
No Commission baccarat, also known as Super 6, is almost identical to Punto Banco. However, it removes the 5% commission on winning Banker bets. This means that winning Player and Banker bets pay 1:1 unless the Banker wins with a 6, in which case it pays 0.5:1. The game also offers the Super 6 side bet, which awards payouts of 12:1 if the banker wins with a 6.
Three Card Baccarat
This game is mainly found in Macau. It is played with one deck of cards and once again players bet on the Player or Banker position and each position receives three cards. The best hand is three face cards, after that, hands are scored as in regular Punto Banco. Often there are a number of side bets available as well, such as Three Faces, which pays 16:1 if the dealer’s hand is three faces.
This is very similar to Punto Banco, but there are two important differences. The first is that players have the choice whether to stand or draw on 5. The second is that the banker can choose whether to request a third card or not. There are also limits on how much can be bet in total against the banker, the sum of player bets cannot exceed the Banker bet.
Where to Play Online Baccarat in the US
Online gambling is now legal in several US states and the offering by casino operators could be distinguished in 3 distinct types:
Baccarat Casino Websites
If you are looking to gamble at the best online baccarat casinos then you should start by looking at what brands accept players from the state you are currently located in. Of course, you should check what version of the game these casinos offer (live, mini, etc.), and look into other factors such as the available bonuses and deposit methods.
Mobile Baccarat Apps
If you are on the move, then you will have no problem gambling with one of the mobile baccarat app for real money. Nearly every online casino has some form of mobile offering allowing you to play both RNG and live dealer baccarat whenever and wherever you wish. The advantage of mobile apps is that they will give you incredibly fast access to your favorite games without the need to repeatedly navigate to the casino website and login.
Live Dealer Baccarat Online
Live casino baccarat brings the atmosphere of a top land casino to you, no matter where you are. The games are hosted by professional and friendly dealers who are streamed to you in high definition, complete with audio, to fully immerse you in the casino ambience. Often the games are packed with features, such as roadmap scorecards and live chat, to provide a great experience.
What You Need to Know Before You Play Baccarat Games
Before you play online baccarat, you should make sure that you are familiar with all its aspects. It is very straightforward card game and here are few things we recommend you take a close look at.
The baccarat rules, and specifically the Punto Banco version, are very easy to understand. You are simply betting on which of two hands, Player or Banker, will have a value closer to 9 once the cards are dealt. There are just three possible bets, Player, Banker and Tie, and after placing your bets, two cards are dealt to each position. In some situations, a third card may be dealt to one or both positions, and it is worth taking the time to understand the third card rules. If you are not sure what these terms stand for you can always check our baccarat glossary for more detailed information.
Practice for Free
Before playing at a real money online casino, it is worth spending some time practicing with a free baccarat demo. This way you can familiarize yourself with all of the rules and make sure that you are placing well informed bets.
Here are some baccarat tips and tricks to help you get started:
- The Banker bet has the best odds – The house edge in baccarat is generally very low but it is lowest for the Banker bet, just 1.06%. Therefore, there is an argument that this is the only bet you should place.
- Treat the Tie bet with caution – The Tie bet has a huge house edge of 14.4%. This doesn’t mean that you should never place it, but it should be budgeted for carefully and treated as a novelty bet as it is very unlikely to win.
- Don’t fall for the Gambler’s Fallacy – The Gambler’s Fallacy is the belief that the result of one round will impact another, e.g. if the Banker wins 10 times in a row then a Player bet win must come soon. In baccarat, each round is an entirely new event and the results of previous rounds will have no effect whatsoever.
Baccarat Odds and House Edge
As mentioned, there are just three types of bets in this card game – Player, Banker and Tie. Here is the house edge in baccarat in greater details:
- The Banker bet will win 45.86% of the time and it has a house edge of just 1.06%.
- The Player bet is slightly less favorable, it will win 44.62% of the time and has a house edge of 1.24%.
- In contrast, the Tie bet will win just 9.52% of the time and it has an enormous house edge of 14.4%.
|Payout:||1:1||Payout:||1:1||Payout:||8:1 or 9:1|
|House Edge:||1.06%||House Edge:||1.36%||House Edge:||14.4%|
As there are no player decisions in baccarat, there are no strategies that can be used to improve the odds. However, there are numerous baccarat betting strategies and systems that may be helpful. Using a one will help your bankroll go further, allowing you to play for longer.
There are three main types of betting systems – Negative Progression, Positive Progression, and Flat Betting. Flat betting systems require you to place the same bet on every hand, negative systems require you to increase your bet after a loss, and positive systems require you to increase your bet after a win.
Here are few examples:
- Martingale – This is a negative progression system that requires you to double your bet after a loss and return to the original bet after a win.
- Fibonacci – This is a negative progression system based upon the famous sequence in which you progress to the next number after a loss.
- 1-3-2-4 – This positive progression system requires you to move to the next number in the sequence after a win and return to the start after a loss.
Is It Legal to Play Baccarat in the US?
Each state in the US is able to set its own gambling laws, meaning that the answer to whether baccarat is legal depends upon where you are located. There are just two US states with legal state-wide casino gambling, Nevada, and Louisiana. However, there are several states where gambling is legal in small geographic areas, such as Atlantic City in New Jersey and Tunica in Mississippi.
Furthermore, casino gambling (and therefore baccarat) is legal at Indian casinos, which can be found in thirty different States. Online baccarat is currently legal in six US states: Connecticut, Delaware, Michigan, New Jersey, Pennsylvania, and West Virginia.
In other words, there are plenty of places where it is legal to play baccarat in the US. You will of course find it at the vast majority of land casinos in Las Vegas and Atlantic City, and you will also find it at casinos in Colorado, Indiana, Iowa, Kansas, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, New York, Ohio, Pennsylvania, Rhode Island, South Dakota, and West Virginia. Some states, such as Illinois, Indiana, and Iowa, also have casino riverboats, where you may also enjoy baccarat.
Players from United States accepted