Play Baccarat Online for Real Money or Practice for Free

Online Baccarat casinos have had enormous growth in the past few years. Long gone are the days when only high rollers could play live baccarat in land casinos. Today the popular Baccarat game is open to everyone at both land and online Baccarat casinos and there are versions for every sized budget.

How We Rate Baccarat Online Casinos?

Today there are countless online casinos offering baccarat. However, while the game may not change much from one to the other, no two casinos are quite alike. Furthermore, not all can be trusted.

That is why we have a careful rating procedure for online Baccarat casinos and we only recommend those that meet the highest standards of customer service and fair play.

Baccarat Game Quality and Software Developer

There are several developers of online casino games with games not of equal quality. We check that casinos offer baccarat games from the leading developers, ensuring that they have attractive graphics and are user-friendly. We also keep an eye out for extras such as side bets.

Game	Features	Developer	Bet Limits	Side Bets	Demo
Baccarat Pro by NetEnt	Adjustable game speed History board High RTP	NetEnt	$0.10 - $1,000	yes	Play demo
Baccarat by Pragmatic Play	Turbo mode History view Sound & layout controls	Pragmatic Play	$0.10 - $100	yes	Play demo
Mini Baccarat by Play'n GO	Multiple bets Bead Road scorecard Optimized for mobile	Play'n GO	$1 - $100	no	Play demo
Baccarat by Microgaming	High-quality graphics Great RTP Rate Good Betting Range	Microgaming	$10 - $500	no	Play demo

Types of Baccarat Games

When you play online baccarat, in nearly every instance, you will be playing a game that is more accurately called Punto Banco. However, there are actually a number of different versions of the baccarat game, and it is important to understand the differences between them.

Punto Banco (Also Known as North American Baccarat)

Punto Banco is the version of baccarat that people are most familiar with. It simply requires players to bet on which of two positions (Player or Banker) will have a value closer to 9 (or there will be a tie) after all the cards are dealt. There are no further player decisions in the game, making it easy to learn and very fast-paced.

Play Punto Banco

Chemin de Fer

Chemin de Fer is a baccarat game popular in European land casinos. It is played by several players at an oval table, and players take turns at being the banker. The betting rules are more complicated, with the banker setting the limit for each round. Once cards are dealt, assuming the hand is not a natural, both the player and banker can decide whether to draw a third card. The hands are then compared to reveal the winner.

Play Chemin de Fer

Baccarat en Banque

Baccarat en Banque is another version popular in European land casinos. It is played with a shoe of three decks and the banker remains the same for the entire shoe. There is an elaborate shuffling ritual before the cards are dealt, and a total of three hands are dealt (one Banker hand and two Player hands). The third card rules are the same as Chemin de Fer.

Play Baccarat en Banque

Mini Baccarat

Mini baccarat is essentially a faster version of Punto Banco that is found at both online and live baccarat casinos. It primarily takes its name from the fact that it has generally lower betting limits, allowing low rollers to enjoy the game, and from the fact that the player does not pick up the cards, thus speeding up the game. Furthermore, in land casinos, the Mini baccarat tables are often physically smaller than those for the regular game.

Play Mini Baccarat

Super Pan 9

Super Pan 9 is a game found primarily in Los Angeles County. It uses 8 or 12 decks with the 7s, 8, 9s, and 10s removed. One player is designated the banker. Each player, including the banker, places their bets and then receives three cards. Players may then choose to stand or draw an additional card. The banker’s hand is then revealed and must stand if they have a total of 7, 8 or 9. Players’ hands are then revealed and winning hands are paid out.

Play Super Pan 9

No Commission Baccarat (Super 6)

No Commission baccarat, also known as Super 6, is almost identical to Punto Banco. However, it removes the 5% commission on winning Banker bets. This means that winning Player and Banker bets pay 1:1 unless the Banker wins with a 6, in which case it pays 0.5:1. The game also offers the Super 6 side bet, which awards payouts of 12:1 if the banker wins with a 6.

Play No Commission Baccarat (Super 6)

Three Card Baccarat

This game is mainly found in Macau. It is played with one deck of cards and once again players bet on the Player or Banker position and each position receives three cards. The best hand is three face cards, after that, hands are scored as in regular Punto Banco. Often there are a number of side bets available as well, such as Three Faces, which pays 16:1 if the dealer’s hand is three faces.

Play Three Card Baccarat

European Baccarat

This is very similar to Punto Banco, but there are two important differences. The first is that players have the choice whether to stand or draw on 5. The second is that the banker can choose whether to request a third card or not. There are also limits on how much can be bet in total against the banker, the sum of player bets cannot exceed the Banker bet.

Play European Baccarat

Practice for Free

Before playing at a real money online casino, it is worth spending some time practicing with a free baccarat online demo. This way you can familiarize yourself with all of the rules and make sure that you are placing well informed bets.

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Where to Play Online Baccarat in the US

Online gambling is now legal in several US states and the offering by casino operators could be distinguished in 3 distinct types:

What You Need to Know Before You Play Baccarat Games

Before you play online baccarat, you should make sure that you are familiar with all its aspects. It is very straightforward card game and here are few things we recommend you take a close look at.

Game Rules

The baccarat rules, and specifically the Punto Banco version, are very easy to understand. You are simply betting on which of two hands, Player or Banker, will have a value closer to 9 once the cards are dealt. There are just three possible bets, Player, Banker and Tie, and after placing your bets, two cards are dealt to each position. In some situations, a third card may be dealt to one or both positions, and it is worth taking the time to understand the third card rules. If you are not sure what these terms stand for you can always check our baccarat glossary for more detailed information.

Betting Tips

Here are some baccarat tips and tricks to help you get started:

• The Banker bet has the best odds – The house edge in baccarat is generally very low but it is lowest for the Banker bet, just 1.06%. Therefore, there is an argument that this is the only bet you should place.
• Treat the Tie bet with caution – The Tie bet has a huge house edge of 14.4%. This doesn’t mean that you should never place it, but it should be budgeted for carefully and treated as a novelty bet as it is very unlikely to win.
• Don’t fall for the Gambler’s Fallacy – The Gambler’s Fallacy is the belief that the result of one round will impact another, e.g. if the Banker wins 10 times in a row then a Player bet win must come soon. In baccarat, each round is an entirely new event and the results of previous rounds will have no effect whatsoever.

Baccarat Odds and House Edge

As mentioned, there are just three types of bets in this card game – Player, Banker and Tie. Here is the house edge in baccarat in greater details:

1. The Banker bet will win 45.86% of the time and it has a house edge of just 1.06%.
2. The Player bet is slightly less favorable, it will win 44.62% of the time and has a house edge of 1.24%.
3. In contrast, the Tie bet will win just 9.52% of the time and it has an enormous house edge of 14.4%.

Betting Strategies

As there are no player decisions in baccarat online, there are no strategies that can be used to improve the odds. However, there are numerous baccarat betting strategies and systems that may be helpful. Using a one will help your bankroll go further, allowing you to play for longer.

There are three main types of betting systems – Negative Progression, Positive Progression, and Flat Betting. Flat betting systems require you to place the same bet on every hand, negative systems require you to increase your bet after a loss, and positive systems require you to increase your bet after a win.

Here are few examples:

• Martingale – This is a negative progression system that requires you to double your bet after a loss and return to the original bet after a win.
• Fibonacci – This is a negative progression system based upon the famous sequence in which you progress to the next number after a loss.
• 1-3-2-4 – This positive progression system requires you to move to the next number in the sequence after a win and return to the start after a loss.

Is It Legal to Play Baccarat Online in the US?

Each state in the US is able to set its own gambling laws, meaning that the answer to whether baccarat is legal depends upon where you are located. There are just two US states with legal state-wide casino gambling, Nevada, and Louisiana. However, there are several states where gambling is legal in small geographic areas, such as Atlantic City in New Jersey and Tunica in Mississippi.

Furthermore, casino gambling (and therefore baccarat) is legal at Indian casinos, which can be found in thirty different States. Online baccarat is currently legal in six US states: Connecticut, Delaware, Michigan, New Jersey, Pennsylvania, and West Virginia.

In other words, there are plenty of places where it is legal to play baccarat in the US. You will of course find it at the vast majority of land casinos in Las Vegas and Atlantic City, and you will also find it at casinos in Colorado, Indiana, Iowa, Kansas, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, New York, Ohio, Pennsylvania, Rhode Island, South Dakota, and West Virginia. Some states, such as Illinois, Indiana, and Iowa, also have casino riverboats, where you may also enjoy a good baccarat game.