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Online Casino Payments – Cards, E-Wallets, and More

Author: Caroline Richardson, Reviewed by: Jack Cooper
Last updated on:

Now, this may not come as a shock to you but let’s have a look at some stats – among the prime concerns of online baccarat casino users are payment methods and security of financial transactions. Obviously, they are of interest to you well since you’re here, so let’s not dillydally and get to the point – on this page, you will find information about how to deposit and withdraw from online casinos using different payment methods. Find out what cards and e-wallets you can use, as well as all the details about deposit and withdrawal processing.

Using Credit Cards for Casino Deposits

payment methods

Scour the length and breadth of online casinos and the one payment option that you will find accepted at each and every one of them is credit cards. They’re widely used online, not only at gambling websites, due to their flexibility and convenience and if you’re already using one, you’ve surely come to appreciate the range, availability and zero hassle they provide. Making casino deposits online is a simple and straightforward process that is hard to make complicated.

The ubiquitous Visa and MasterCard are the popular kids that everyone wants at their table, while American Express may have to first get some approval before joining the club. Under the EU’s Payment Services Directive, companies cannot add any surcharges to payments via debit or credit card, including American Express and linked ways of paying such as PayPal or Apple Pay, so you can see why cards are a preferred method for casino deposits and withdrawals.

Standard Limits for Credit Card Deposits / Withdrawals Processing Time
Min. Deposit $5 Instant
Max. Deposit Unlimited
Min. Withdrawal $5 1 – 5 Banking Days
Max. Withdrawal Unlimited

To find out what kind of cards you can use, scroll to the footer of the homepage of the casino website and look for the logos or look it up in the T&C. Then, simply make your way to your casino wallet and select the option to make a payment. After you’ve filled in the required fields, your payment should be processed instantly and your funds will be available so you can start playing right away. It’s that simple. You just need to keep in mind the different deposit and withdrawal limits casinos will have in place.

  • MasterCard
  • Visa
  • Skrill
  • Entropay
  • bitcoin
  • ApplePay
  • PaySafeCard
  • Neteller
  • PayPal
  • Fast Bank Transfer

Pay with Your Visa Card

The first credit card to facilitate all online purchases, Visa still holds its status as the most widespread payment method, including online. Thanks to their VisaNet processing network, the company offer fast, safe, and reliable payments, utilizing more than 500 variables and fraud detection parameters before clearing a transaction. If you’re generally not against the idea of effecting your payments with credit cards, rest assured that your Visa card will be accepted for deposits and withdrawals at online casinos.

MasterCard Will Do, Too

6 steps

The other big credit card company – MasterCard is also recognized as a reliable and convenient method for deposits and withdrawals. If you’ve chosen Visa’s biggest competitor, you will get to enjoy the same fast deposit processing times and high limits. The company uses cutting-edge technology to make every transaction a safe, fast, and secure payment option for all parties involved. Their six-step process connects the cardholder and the merchant immediately, so all authorized payments are instantaneous.

American Express – Check If It’s Accepted

American Express may be one of the most popular online casino payments methods in the USA but it’s not so widely spread across the Atlantic and since many gambling operators have based their operation in the UK or some of its whitelisted jurisdictions, it’s not used by many online casinos. This of course, could be due to the strict and somewhat unclear legislation in the US when it comes to online gambling. However, it’s offered by gambling sites that accept American customers, like JackPot City, so you can use this option to make easy and fast transactions, even on mobile devices.

Or, Use Your Debit or Prepaid Card to Make a Deposit

If you have concerns about maxing out your credit card or you just don’t like gambling on credit, you can use a range of debit cards or a prepaid card to top up your account. Using such a payment method is just as straightforward as paying with a credit card, and equally fast and convenient. You will even have added security of the PIN code and if you use a Visa, you can take advantage of the overdraft option of your account. Debits cards such as Visa, Maestro (issued by the same company as the credit card MasterCard), Laser, and Switch are accepted by the majority of casinos.

The other option to play within budget without the risk of spending more than you’ve planned is to use a prepaid card. In essence, they are similar to credit cards except that the amount of money you can spend is limited by the deposit you’ve made to the card. When this amount has been spent, you won’t be able to make more payments which prevents you from overspending. Many online casinos accept virtual prepaid cards, you can use Entropay or PaySafeCard at casinos like Mansion and Prepaid cards afford anonymity if you want to keep your details private but when you’ve won and you’re wondering how to withdraw from an online casino, you will have to select another method to get your winnings.

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Casino Withdrawals and Deposits via E-Wallets

E-wallets are another safe and convenient method to manage your funds at an online casino, popular with players and widely used, even encouraged with various bonuses by operators. With e-wallets, all your card information is stored securely and always on hand. This method facilitates payments with funds that have been transferred to your virtual wallet and when you select this banking option to manage your casino bankroll, you can also use all the cards you have linked to it to make deposits. Another advantage is the faster processing times. While both card and e-wallet card payments happen instantly, withdrawals via cards take 1 to 5 banking days while those done with e-wallets are processed within 12 – 48 hours.

Let’s have a look at some of the most popular e-wallets you can use at online casinos.

Before Everything Else, Ol’ Musky Gave Us Paypal

One of the easiest ways to pay online, PayPal has been popular with customers shopping and playing online for 15 years now since eBay bought the company founded by Elon Musk. It’s got many advantages like giving you the option to keep your credit card details private and money back guarantee at many online shops. Making casino deposits via PayPal at a casino is very easy and straightforward – simply go to cashier and select the option to make a deposit. Then choose PayPal as a preferred payment option and enter the amount you wish to deposit. You will then be redirected to PayPal’s website where you will have to log in with your email and password and confirm the payment. If you don’t have an account already, here’s a simple guide to setting up one. You can do so even on the go via the iOS and Android apps. Keep in mind that connecting a card to the account may take up to 3 days.

Neteller – A Global Giant in Online Payments

The Canadian e-wallet is accepted in over 200 countries worldwide but is especially popular in the UK and widely accepted by UK gambling operators. Neteller and online gaming go a long way back as it’s one of the most popular methods for transactions with online casinos, bookies, and poker networks. After the company had to pay hundreds of millions in taxes for handling over 80% of the online gambling cash transactions in the United States, it relocated to the Isle of Man. Things have slowed down a bit since then but it’s still one of the most widely used online casino payments. It’s a safe and reliable way to make your payments, keeping all your details protected. Before you can deposit, you will need to have funds in your wallet. Once you do, you’ll be happy to find out that this payment method has one of the highest deposit limits, and some casinos have even removed the cap.

Many Casinos Support Skrill As Well

Formerly known as Moneybookers, Skrill has been Neteller’s main competitor when it comes to iGaming payments since it was founded in 2001. It’s offered by almost all UK operators and many gambling sites globally will also accept it, even if they don’t support other e-wallets like PayPal and Neteller. Regulated by the Financial Conduct Authority (FCA) of the UK, it offers security and convenience with very high deposit limits. In order to make a payment using this method, you need to have a registered account or a Skrill prepaid card. Deposits are instant and casino withdrawals take about 24 hours. It’s hard to find any disadvantages to using Skrill, however, it has to be mentioned that the service is supported in few languages and there’s no dispute system.

Standard Limits for E-wallets Deposits / Withdrawals Processing Time
Min. Deposit $10 Instant
Max. Deposit Unlimited
Min. Withdrawal $10 Within 12 – 24 Hours
Max. Withdrawal Unlimited

Mobile Casino Payments

There are many ways you can use to pay via your mobile device (all casinos, credit card companies, and e-wallets have handy apps) but there is also a way to pay by mobile. In order to pay by mobile, you don’t need credit cards, virtual wallets accounts, currencies or anything. All you need is your loyal sidekick – your smartphone. When you use a casino that supports this option, “Pay by Mobile / Phone” will be available in your cashier among the other available options. When you select it, all you have to do is enter the amount you wish to deposit and your phone number. You will then receive a text to confirm the payment. And that’s it. Your deposit will be processed instantly and charged to your phone bill. This option is available by Boku (look for their logo on online casino sites) and is still not that widely used. Although the service has its advantages, like complete anonymity and instant processing, on the downside, it’s got a very low maximum deposit limit – €30, and you can’t complete withdrawals via this payment method.

How to Deposit at Online Casinos Using Offline Options

offline payments

Now, using an online casino and depositing offline kind of seems like a cognitive dissonance but hey, to each – their own. Casinos will offer you all the options and it’s up to you to decide which suits you best. When you’re done with credit cards, e-wallets, or currency that doesn’t exist outside the virtual realm, you can do it the old-fashioned way. Go to your bank and transfer some money to your casino account. As offline payment options, you can use bank wires, checks, and Western Union and Moneygram. There’s really no other disadvantage of using an online payment method than visiting a brick-and-mortar financial instruction. Make sure you have all the details of the casino when you send the money. Give your cash to the bank teller, get back home, and wait. Yes, that’s the biggest problem with bank transfers and checks – they take a lot longer to process than online payment methods. Bank wire deposits and withdrawals will be processed between 2 and 10 banking days while checks can take between 5 and 28 banking days to be cleared.

Funding Your Online Casino Account Is Fast, Secure, and Convenient

Making transactions online is really easy and simple. You can choose from a number of options and you can use them anytime, anywhere as they’re all available to you at your fingertips, on all your devices. In order to have peace of mind, check if the casino has SSL encryption to keep all of the financial transactions private and protected from malpractice. Whether you like the availability of credit cards, the flexibility and minimum fees of e-wallets, or the anonymity of Bitcoin and Boku, it’s all up to you.

Simply remember to be safe – don’t share your details with anyone, log out of your account after you’ve finished playing, and despite the convenience of saved passwords, put in the extra effort to remember your login details, lest your device should fall into the wrong hands. And remember to stay in control of your spending – if you’re having concerns about compulsive gambling, use the self-exclusion and limit options provided by casinos or use a payment method that won’t allow you to spend more than you set out to. Gambling is an entertaining activity and should never entail financial or other issues.

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