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Side Bets in Baccarat

Author: Caroline Richardson, Reviewed by: Jack Cooper
Last updated on:
Baccarat side bets explained

One of the reasons people like playing online baccarat is the lack of complexity you’d find in other card games. It’s a chance-based game, requiring no more thought and strategizing put into it than a simple heads or tails decision. Without any critical thinking or maneuvering, however, things can get a bit bland.

No worries, though, if there’s one thing that’s surely infinite besides the universe, it’s the game developers’ ability to come up with new ideas to diversify their products. Side bets in baccarat add a nice flair to the otherwise simplistic gameplay and are offered at both land-based and online casinos. Let’s have a look at some of the most popular ones.

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Most Popular Side Bets in Baccarat

Dragon 7: This side bet is offered in EZ Baccarat – a game extremely popular with Chinese customers. A Dragon 7 appears when the Banker gets a winning 3-card 7 and pays 40:1. The side bet increases the house edge to 7.61% but the game doesn’t feature a commission on the Banker.

the Dragon Bonus Baccarat Side Bet

Dragon Bonus: The Dragon Bonus is not exactly a baccarat casino bonus, but rather a side bet that pays out if you win with a natural 9 or 8 or if you win by a large margin – at least four points. The highest baccarat payout is 30 to 1 for a non-natural winning hand that wins by nine points. Keep in mind that the Dragon Bonus bet has to be made before you make a standard baccarat bet and on the same side – player or banker. These are the Dragon Baccarat Bonus payouts that apply to both the banker and the player.

If both hands are natural and the result is a tie, the Dragon Bonus bet is a push. The side bet affects the house edge, making it 2.65% for player (the standard is 1.24%) and 9.37% for banker against the standard 1.01%. Although immensely popular in Asian casinos, the Dragon bonus version can be found in casinos all around the world, and in many online baccarat casinos as well.

Matching Dragon: This type of wager encompasses 13 side bets or one for each rank. The payout is based on the number of cards of the chosen rank that will appear in the next hand. All cards dealt count. Here are the payouts:

Matching Cards Payout
6 100:1
5 60:1
4 40:1
3 20:1
2 3:1
1 1:1

For example, if the Player hand is Q – 2 – 2 and the Banker is K – Q – 2 and the bet is on a 2, the payout would be 20:1 for the three 2s, 3:1 for the two Qs and 1:1 for the one K. All other bets lose.

Either Pair: A side bet available at online Playtech casinos that pays if the first two dealt cards of either the Player or Banker form a pair. It’s got a 5:1 payout.
Perfect Pair: Like in Blackjack, this is a wager that the first two cards of either the Player or the Banker are a suited pair which pays 25:1. It’s offered in Playtech games.
Rabbit Play: A pair of side bets which are available in Las Vegas. They have an 8.07% house edge for Player and 9.31% house edge for Banker.

Suited 3-of-a-kind 500:1
Unsuited 3-of-a-kind 50:1
Suited pair (first two cards only) 15:1
Unsuited pair (first two cards only) 7:1

Egalite bets: These are side bets on specific ties, for example both totaling 6. Egalites can have different payouts for each tie or be grouped. The payouts for Egalites on specific ties are:

Bet Payout
9 80
8 80
7 45
6 45
5 110
4 120
3 200
2 225
1 215
0 150

Quik is a side bet based on the combined total of the Player and Banker points with an 8.155% house edge. If the combined points are:

Big and Small: Offered at online Playtech casinos, this side bet has the same payouts as the 4-5-6 bet. A ‘Small’ pays 3:2 if the total of the Player and Banker’s hands totals 4. The ‘Big’ pays 2:1 if the total is 5 or 6. The house edge is 5.27% for the ‘Small’ and 4.35% for the ‘Big’.

If you want to find out more about the general rules of Baccarat, have a look at our baccarat guide page where you will also find information on the rules for drawing additional cards and how to use scorecards to trace patterns.

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